PUZZLE AI SUITE

Ask your books anything. Hand off the busywork.

Puzzle’s AI Suite works directly inside your accounting ledger, giving you instant answers about your business and AI agents that help prepare the accounting work that normally eats up your day.

AI that works where your books already live.
AI BUILT INTO YOUR BOOKS

Two ways to work with your
numbers every day.

Some accounting work starts with a question. Some starts with a task. Puzzle gives you an AI for both.

ASK

Chat

Ask a question, get an answer from your actual books.

Explore Chat →
DO

Cowork

Describe a task, let an AI agent prepare the work.

Explore Cowork →
And at Month-End

Your accountant can work with AI too.

If an accountant manages your books on Puzzle, AI Close helps them run the structured month-end process using AI while keeping human review and approval in the workflow.

01 — CHAT

Ask a question. Get an
answer from your actual books.

Instead of digging through reports, spreadsheets, or transaction lists, ask Puzzle directly. Chat understands the financial data already inside your ledger and gives you an answer in plain English.

“How is cash trending this quarter?”
“What changed in software spend?”
"Which customers still owe us money?"
“Why did expenses increase last month?”
“What are our biggest recurring subscriptions?”
Chat answers, and asks before it takes action.
Every response comes from your real financial data — read-only, always accurate.
02 — COWORK

Describe the task. Let
Cowork prepare the work.

Not every accounting job is a question. Cowork gives you an AI agent for the everyday work that shows up between closes. Tell it what you need done, let the agent prepare the work, then review the result.

Find every software subscription we're still paying for
Match invoices to payments
Find missing receipts
Flag unusual vendor or transaction activity
Identify a first-time large charge
Prepare documents for our accountant

Describe it once. Cowork gets to work.
You review the work before anything is final.

BUILT INTO THE ACCOUNTING CORE

The AI and the ledger work
together.

Puzzle’s AI isn’t a separate assistant sitting on top of your accounting software. Chat and Cowork work directly with the same transactions, documents, integrations, and financial data that power your books.

Chat
Cowork
PUZZLE AI
Puzzle Accounting Core
LedgerRules EngineReconciliation
TransactionsDocumentsIntegrationsFinancials
YOUR FINANCIAL DATA

Puzzle doesn’t have to move your financial data somewhere else before AI can work with it.

AI is more useful when your books are already working.

Puzzle combines AI with continuously updated accounting, financial insights, and your modern financial stack — all in one system.

Know where you stand today.

See cash, burn, runway, revenue, expenses, and financial performance without waiting for month-end reporting.

Automate the accounting underneath.

Puzzle continuously categorizes transactions, reconciles financial activity, and prepares your books while you work.

Connect the tools you already use.

Bring banking, cards, payments, payroll, and other financial tools into the same accounting system.

BUILT FOR COMPANIES LIKE YOURS

Less time managing the books.
More time using the numbers.

98%

reduction in month-end close time

8 hours saved weekly on bookkeeping tasks.

TERNWHEEL
65%

faster month-end close

7 hours saved each month through automated expense categorization.

VIBEGRADE
5 hrs

saved every week

50% faster reconciliation with Mercury.

MOIO

“Puzzle not only provides us with the financial insights we need, but it’s also extremely easy to use. Using their software to power our accounting function was a no-brainer.”

Daniel Martinez   Founder, VibeGrade

See the full story →
VibeGrade team working together
WANT A HUMAN IN THE LOOP?

Use the software yourself. Or let someone help run the books.

Puzzle gives you the platform and the AI. When you want full confidence your books are complete, accurate and ready for tax time, add an accounting service.

Three services, from $99/mo per entity, priced by your monthly expenses: monthly review, full-service bookkeeping, and catch-up on the months you never finished. Delivered via an independent accounting firm from Puzzle’s partner network, introduced to you by name.

Puzzle bills on the firm's behalf and keeps a share of the fee. Your firm's engagement letter governs the scope of their work.

Puzzle’s AI does the work. A bookkeeper reviews it and closes your books.

7,000+ startups and accounting firms trust Puzzle.

Your books already have the answers.
Now you can just ask.

Get accurate, current books — and an AI that can help you understand them and get work done.