Introducing Puzzle 2.0: AI-native accounting software + Puzzle accounting services
or accounting services?
You can now get both: Puzzle’s AI-native accounting software, plus Puzzle accounting services layered on whenever you need them.
14-day free trial · Add accounting services · 10,000+ companies, founders, and operators trust Puzzle
10,000+
companies, founders, and operators run on Puzzle
85–90%
of transactions categorized automatically, no rules to write
50%
faster month-end close — or your money back*
12,000+
banks and cards connected, plus direct Stripe, Brex, Mercury, Ramp and Gusto integrations
Two ways to run your books
One platform underneath.
Pick how much you do yourself.
Software + Services · New
An expert closes the books for you.
Add Puzzle accountants or a vetted firm from Puzzle's partner network on top of the platform — from a monthly expert review to a fully managed close — without switching tools.
• Expert Reviewed or Full Service bookkeeping
• Named bookkeeper and month-end summary
• Migration, catch-up, R&D study and tax filing
10,000+ startups and accounting firms trust Puzzle.
50% faster month-end close — or your money back.
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85–90% of transactions categorized automatically, no rules to write.
12,000+ banks and cards connected, plus direct Stripe, Brex, Mercury, Ramp and Gusto integrations.
*If you do not experience at least a 50% reduction in month-end close time in your second month close, you may request a refund of your Puzzle subscription fees within 30 days (up to 90 days from original subscription date). Refunds apply only to Puzzle subscription fees and exclude third-party fees, implementation fees, taxes, and pass-through costs.
Book a demo
The Puzzle AI suite
Ask anything. Puzzle prepares the work. You approve it.
Puzzle’s AI Suite works directly inside your accounting ledger, giving you instant answers about your business and AI agents that help prepare the accounting work that normally eats up your day.
AI Chat
Ask
Ask a question, get an answer from your actual books in plain English. No reports to build, no spreadsheets to export.
How’s my cash trending, and how long is our runway?
Cash is $1,842,500 as of today, down 6% from last month. At your 3-month average burn of $118,000, runway is about 15.6 months.
Cash
$1.84M
Burn
$118K/mo
Runway
15.6 mo
Am I ready to raise?
AI Cowork
Do
Describe a task once and an AI agent prepares the work: matching invoices to payments, finding subscriptions, chasing missing receipts. You review before anything is final.
Find every software subscription we’re still paying for.
14 active subscriptions · $9,840/mo
Ready for review
Figma
Renews Nov 12
$1,200/mo
Notion
Monthly
$480/mo
Zoom
No usage in 60 days
$310/mo
Loom
Duplicate seats
$225/mo
Nothing changes in your books until you approve it.
New · Puzzle Services
Your books. Your way. With an expert when you need one.
From a second set of eyes to a fully managed close. Every accounting service runs on Puzzle, so your bookkeeper works from the same live numbers you do.
Light-touch support
Expert Reviewed
Puzzle’s AI suite does the work. A bookkeeper reviews it, corrects anything that needs attention, and closes your books every month.
Books closed every month
Transactions reviewed and corrected
Bank and card reconciliations checked
Up to three bookkeeping questions per month
For eligible businesses with up to $10K in monthly expenses.
Fully managed
Full Service
Hand the monthly close to an accounting professional. Your bookkeeper handles the ongoing work while Puzzle keeps everything connected and current.
Full monthly close, accruals and prepaids
Categorization, reconciliations and financial statements
Named bookkeeper
Unlimited bookkeeping questions by email and a month-end summary
Help for the work that doesn’t happen every month
Migration
Move your books without the baggage.
From QuickBooks, Xero or your current system. Your history comes with you and your balances match.
Explore servicesCatch-up bookkeeping
Behind on the books? We’ll catch you up.
We review, clean up and close the months you never finished.
Explore servicesR&D study
Turn qualifying R&D into potential tax savings.
We prepare the R&D study your accountant needs to claim eligible credits.
Explore servicesTax filing
From clean books to filed taxes.
Puzzle accountants or a vetted firm from Puzzle's partner network files your business return using the financials already in Puzzle.
Explore servicesA simple place to start
How much help do you want?
The platform underneath
Know your numbers today.
Not three weeks from now.
Cash, burn, runway and revenue recognition on a real-time general ledger, with cash and accrual views from the same books.
Integrations
Built for the modern financial stack.
Direct integrations sync your data automatically every day — no exports, no CSVs.
Stripe
Mercury
Brex
Ramp
Gusto
Rippling
Deel
Bill.com
+12,000 banks via Plaid
50% faster month-end close — or your money back.
*If you do not experience at least a 50% reduction in month-end close time in your second month close, you may request a refund of your Puzzle subscription fees within 30 days (up to 90 days from original subscription date). Refunds apply only to Puzzle subscription fees and exclude third-party fees, implementation fees, taxes, and pass-through costs.
What would you do with more time?
Companies that made the move to Puzzle.
Leave legacy accounting & manual processes behind.
Keep everything that matters.
Import your history in minutes. Your books carry forward and keep running at AI speed.
Get started
- Guided onboarding
- Connect your integrations in one click
- Bring your accountant or find one in our network
- Import automatically from QuickBooks (optional)
See instant results
- AI agents categorize from day one
- 85–90% automated, no rules to write
- Real-time financials immediately
Get results faster
- Up to 50% faster month-end close
- AI agents prepare reconciliations for your review
- Always accurate, always current
Accurate Books.
AI Speed. Starting Now.
Join the 10,000+ companies, founders, and operators using Puzzle to keep their books accurate, up-to-date, and fast to close.
FAQs
Puzzle 2.0 combines AI-native accounting software with Puzzle accounting services in one platform. You can run your own books with Puzzle’s AI suite, or add Puzzle accountants or a vetted firm from Puzzle’s partner network whenever you need expert help. Either way, everything runs on the same real-time general ledger.
The Puzzle AI suite is a set of AI tools built into your accounting ledger: AI Chat, AI Cowork and AI Close.
- AI Chat: answers questions about your business from your actual books, in plain English.
- AI Cowork: prepares routine accounting work, like finding unused subscriptions or matching invoices, for you to review.
- AI Close: helps accountants run a structured month-end close.
The AI suite is included in every Puzzle software plan. Explore the AI suite
It depends on how much you want to do yourself:
- “I mostly want to do it myself”: Puzzle software and the AI suite.
- “I want someone to check my work”: Expert Reviewed.
- “I want someone else to handle the books”: Full Service.
- “I have a specific project”: migration, catch-up bookkeeping, an R&D study or tax filing.
You can start with software and add services at any time, without switching tools.
Puzzle offers two monthly services and four project-based ones:
- Expert Reviewed: a bookkeeper reviews and closes your books every month.
- Full Service: a named bookkeeper runs your entire monthly close.
- Migration: moves your books from QuickBooks or Xero.
- Catch-up bookkeeping: closes the months you never finished.
- R&D tax credit study.
- Business tax filing.
Services start at $99/month per entity and are delivered by Puzzle accountants or a vetted firm from Puzzle’s partner network. Explore services
Not without your approval. AI Chat answers questions from your books but doesn’t change them. AI Cowork prepares work, like categorizations or reconciliations, for you to review. Nothing changes in your books until you approve it.
Puzzle software plans start at $30/month, and every plan includes the AI suite. Accounting services start at $99/month per entity, added on top of a software plan. Every plan comes with a 14-day free trial. See plans and pricing
Puzzle MCP connects your Puzzle accounting data to AI assistants like Claude and ChatGPT. You can ask about your finances and hand off accounting work from the AI tool you already use. It’s built on the Model Context Protocol (MCP), an open standard for securely connecting AI assistants to apps and data. Learn about Puzzle MCP
Puzzle MCP works with Claude, ChatGPT, Cursor, Windsurf and any other MCP-compatible client. Connect it once, and ask about cash, burn, runway, financial statements, transactions, invoices and bills in plain English. Set up Puzzle MCP
The AI suite works inside Puzzle. Puzzle MCP brings your Puzzle data into the AI assistant you already use. Choose the AI suite for answers and tasks in your accounting workspace. Choose Puzzle MCP if you’d rather work with your books in Claude or ChatGPT. Many teams use both.
Puzzle MCP connections start read-only. You choose which companies to share, and you can turn on read-write access when you want your agent to update the books. Even then, proposed transaction updates need your confirmation before they’re applied. You can adjust or revoke access in Puzzle at any time.
Puzzle is built for startups, small businesses and the accounting firms that serve them. More than 10,000 companies, founders and operators run on Puzzle for real-time financials and investor-ready books.
Puzzle’s AI categorizes 85–90% of transactions automatically, with no rules to write. AI agents also prepare reconciliations for your review, and your cash, burn and runway update in real time.
Yes. Puzzle imports your history from QuickBooks, so your books carry forward and your balances match. Most companies are set up in minutes. If you need help, Puzzle’s migration service moves your books from QuickBooks, Xero or your current system for you.
Puzzle connects to 12,000+ banks and cards through Plaid. It also has direct integrations with Stripe, Mercury, Brex, Ramp, Gusto, Rippling, Deel and Bill.com. Integrations sync your data automatically every day, with no exports or CSVs. Explore integrations
Yes. Puzzle keeps cash and accrual views from the same books, with automated revenue recognition, accruals and prepaids. You can share investor-ready financial statements with your board, investors or accountant at any time.
If you don’t get at least a 50% reduction in month-end close time by your second month-end close, you can request a refund of your Puzzle subscription fees. You have 30 days to ask, up to 90 days from your original subscription date. Refunds cover Puzzle subscription fees only, not third-party, implementation or pass-through costs.
Yes. Invite your accountant to work in Puzzle with you, or find one through Puzzle’s network of accounting partners. Accounting firms can also use AI Close to run month-end across all their clients. Explore Puzzle for accountants