Accounting software you'll actually love

Puzzle is a modern accounting solution that integrates seamlessly with your favorite tools, automates tedious tasks, and helps you close your books faster — empowering real-time, informed decisions.

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Give your Bookkeeper their day Back

How Burkland cut 25% from month-end close with Ramp and Puzzle
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Trivium cut month-end close time by 50% using Mercury and Puzzle
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Shave hours recording revenue by using with Stipe and Puzzle
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Speed And Accuracy Without Compromise

Don’t take it from us — hear from our customers and Partners

Built native to
Make informed decisions with real-time cash flow, burn, runway, spending, and revenue metrics
Gain peace-of-mind when filing taxes with an embedded compliance calendar, one-click tax bundle, and on-demand tax experts
Connect with a Puzzle accountant in-app, or upgrade to a full-service bookkeeping plan through our partner network
Deploy your data for financial planning, budgeting, and embedded accounting powered by deep/robust  partner integrations
Automatically create depreciation, amortization, & revenue recognition schedules, instead of manually in spreadsheets (beta)

Newly Incorporated Businesses

Day-one tax compliance
with expert support.
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Growing Businesses

Upgrade from Quickbooks
for faster, more accurate financials.
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Setup In 5 Minutes, Not 15 Days

With Puzzle

3 - 5 Min
4 Steps
Self-serve
Daily drafted financial statements
Instant metrics and insights

With QuickBooks

15 Days
15 Steps
Expert Required
Manually generated
Insights not included

Don’t take it from us — hear from our customers

“Puzzle generated my financial statements and insights in 14 minutes. It literally took 2 minutes. My mind was blown compared to Quickbooks”
Trevor Lee
CEO and Cofounder of MyMo AI
How Mercury’s Statement API Simplifies Accounting For Founders
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Seamless integration with your favorite tools
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Save time and get your reconciled Stripe revenue in real-time
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Seamless integration with your favorite tools
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“Puzzle is amazing. The initial signup and linking was super easy. The UI is intuitive and straightforward.”
Emily Fay
Co-Founder and CEO at Kronistic
How Burkland cut 25% from month-end close with Ramp and Puzzle
Read Full Case
"I hit profitability shortly after adopting Puzzle, despite broader VC market shifts."
Dr. Lindsay Padilla
CEO and Co-founder at HelloAudio
How Mercury’s Statement API Simplifies Accounting For Founders
Read Full Case

Powering The Next Generation Of Founders And Their Finance Teams

Discover seamless collaboration and enhanced productivity tailored to meet the needs of every member of your team, crafted to optimize your workflow.

3K+

Ambitious Startups

$30B+

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FAQs

Why is Puzzle better than QuickBooks?

Puzzle provides a faster path to accurate financial statements by combining software, design, machine learning, and LLMs trained for accounting precision. This approach reduces much of the repetitive work traditionally done by humans. Additionally, we offer several key benefits:

  • Simultaneous generation of cash accounting (preferred by business owners) and accrual accounting (preferred by accountants) in a single solution, allowing seamless scalability from day one.
  • Comprehensive financial insights, including cash monitoring, spending by ledger, vendor, or category, revenue by product, customer, or ledger, and variance analysis.
  • An intuitive onboarding experience where you can invite your accountant, or, if you don’t have one, easily hire from our network of partner accountants anytime.
Does Puzzle replace my bookkeeper?

No, Puzzle automates 80-95% of the repetitive tasks typically handled by your bookkeeper. However, it doesn’t eliminate the need for a professional to review your books before submission to the IRS, investors, or other trusted partners.

Our guided bookkeeping experience helps tackle the “day one” challenge of getting started. Puzzle collects and organizes your financial information, making it easier (and more cost-effective) when you bring in an accountant or bookkeeper for tasks like taxes, fundraising, or M&A.

How does Puzzle help me understand my business better?

Accounting at its core is a summary report, of historical data, in accordance with a complicated set of logic called the “generally accepted accounting principles,” or GAAP.  GAAP alters dates, amounts and categories in a specific way that removes a view of actual cash, making it hard to understand the reality of your business. With Puzzle you get multiple, real-time views of your business:
No, Puzzle automates 80-95% of the repetitive tasks performed by your bookkeeper. However, it doesn’t eliminate the need for a professional to review your books before submitting them to the IRS, investors, or other trusted partners.

Our guided bookkeeping experience addresses the “day one” challenge of inaction by providing a solution that collects and organizes your financial information. This makes it easier (and more affordable) when you eventually hire an accountant or bookkeeper for taxes, fundraising, or M&A.

  • Cash monitoring – delivered directly to your inbox every week
  • Key financial insights such as cash, burn, runway, ARR/MRR, spending and revenue insights, and cash monitoring
  • More time growing your business with confidence, less time preparing your financials
  • Financial insights – covering cash, spending, revenue, and variance reports
How does Puzzle save me time and money?

Starting from the day you incorporate, you need to file taxes. Traditional accounting software, developed decades ago, merely replicated paper processes online, missing out on internet-driven enhancements that boost accuracy and reduce manual work.

  • Puzzle automates between 80-98% of typical accounting tasks, from data ingestion and categorization to complex accounting policies, reconciliations, and anomaly detection.
  • Automated processes include data ingestion, categorization, report generation, and both simple (regex) and complex (accounting policy) rule applications.
  • Advanced technology such as machine learning models and large language models (LLMs) powers Puzzle's automation capabilities.
  • This automation saves significant time and money, helping you get accurate books faster—sometimes in hours rather than days.
How does Puzzle keep me tax-ready?

Puzzle provides accurate real-time data and has a robust network of experienced tax experts.

If you are a Delaware C-Corp, the most important tax deadlines are:

  • Jan 31: 1099s
  • March 1: Delaware Franchise Tax
  • April 15: Federal and State Tax Filings
How does Puzzle keep me fundraise ready?

Feel confident as you go into fundraising by knowing your numbers and understanding the key drivers of your business. We give you real-time access to the financial statements and metrics needed for due diligence, with a network of on-demand experts available anytime.

Why can't I rely solely on Stripe, Brex, and Ramp for accounting?

These solutions, sometimes called “subledgers,” provide transaction data and occasionally offer accounting automation for integration with accounting software. However, they do not generate the financial statements needed for tax compliance, reporting, and decision-making. This function requires a “general ledger,” which is the backbone of your financial statements. Puzzle ingests data from these systems into our general ledger to create the specific reports necessary for taxes, compliance, and fundraising.

Can I get started on my own even if I no accounting experience?

Yes! Here are two recommended options:

  1. Set up your Puzzle account and invite your accountant or bookkeeper. If you don’t have one, we can refer you to a professional from our network of partner bookkeepers, accountants, and tax experts who match your business model and budget.
  1. Opt for self-service setup if you’re a newly incorporated company without an accountant. To save money early on, you can use our self-guided onboarding to maintain a draft version of your financials. We can connect you with an accountant or bookkeeper at any time.
Will generative accounting replace me as an accountant?

No! Founders still need (and value!) experts like you for advice and assurance. Puzzle automates many rote, tedious tasks so you can focus on high-value work. While the system generates draft financials, it lets you focus on exceptions, errors, and an amazing month end review with your clients focused on insights and analysis to improve their business.

How is Puzzle different from QuickBooks?

Puzzle combines a smart general ledger and real-time data platform into one powerful solution. Here’s what makes it unique:

  • Automated Routine Tasks: Puzzle automates repetitive tasks like categorization, reconciliations, and auto-detecting potential issues, so you can focus on higher-value work.
  • Seamless Accruals: Automatically manages accruals across accounts payable, receivables, fixed assets, and prepaids.
  • Revenue Recognition: Instantly calculates ARR/MRR, giving you a clear picture of revenue flows.
  • Collaborative Tools: Tag stakeholders on transactions, track responses, and keep everyone aligned.
  • Smart Monthly Checklist: Focus on your most critical tasks with a streamlined monthly checklist.
  • Financials & Reconciliations: Drafted for you with clear indicators showing draft, final, or out-of-balance states.
  • Integrated Connections: With maintained integrations, you save time on reconnections and manual data transfers.
  • Learning Categorization: Puzzle learns from each transaction, improving categorization over time for future automation.

This approach allows you to maximize efficiency and maintain clean, accurate books in real-time.

Can I really transfer a QuickBooks client to Puzzle in minutes?

Yes, through a read-only login Puzzle will import your clients historical financial statements, and trial balance from QuickBooks so you don't start from scratch. We can also help map accounts to a new chart of accounts if needed.  This will allow you to retain your historical financial records in Quickbooks format and have comparative financials in Puzzle while cancelling your Quickbooks account (they retain your financials)

note: Currently while the setup and integration just takes minutes, we do the work for you behind the scenes which takes a few hours. We will share the results with you in a few days, depending on volume of requests. We plan to build a self-serve user experience so you can do this yourself in 2024.
What else do I get besides accounting?

Beyond accounting, Puzzle provides variance analysis, metrics on cash runway and burn rate, breakdowns of expenses by type and vendor, and reporting by customer and product line for SaaS companies. This empowers you to provide more strategic advice.

Won’t automation lower my revenue?

While every case is different, we see two key outcomes from moving from Quickbooks to Puzzle with your clients:

  • You can manage more clients at a higher margin, even if you reduce your fees
  • Deliver a better client experience with faster more accurate books, plus key insights.

By having both automation and insights in a single solution, you're able to focus on more advisory work rather than data entry, delivering a better client experience at a lower cost, higher margin, with more satisfying work.

Can Puzzle send me new clients?
Yes. If you become a Certified Puzzle Advisor and validate that your clients are happy with your service, we will list you on our marketplace. If Puzzle customers need your services, we will connect you via our platform to expand your client base. To request access to our certification program, please contact us at support@puzzle.io.